Insurance Renewal Time Again!

[ARMYOF1]

Just got a quote from saga : fully comp £313 .11 - 4000 miles - voluntary excess £250 .
windscreen covered no excess on screen . social domestic & pleasure only .
no claims discount protected , Just me driving jeep .
I think it saga for me this year not bad for Manchester location .....

Below is why some company"s would not give me quote . !!!!!

Unfortunately, the insurer is unable to quote for drivers with your circumstances.

Cannot quote because of the cover type and vehicle value.

Unable to get a quote. This may be because the server is too busy at present.

Cannot quote because of your gender.

Unfortunately, the insurer is unable to quote for drivers with your circumstances.

Cannot quote because of the insurance start date.

Cannot quote for your postcode.

Cannot quote because of the insurance start date.

Cannot quote because of the vehicle age.

Cannot quote because of the insurance start date.

Cannot quote due to the age of one or more of the drivers.

Cannot quote because of the vehicle age.

Cannot quote because of the insurance start date.

Cannot quote because of your gender.

Cannot quote because of the insurance start date.

Cannot quote for your postcode.

Cannot quote because of your gender.

Cannot quote for your postcode.

Cannot quote because you own only one car.

Cannot quote because of the insurance start date.

Please wait while Choice Quote Insurance searches their insurance panel to find you their best quotes

Cannot quote because of the insurance start date.

Unable to get a quote. This may be because the server is too busy at present.

Cannot quote because of your gender.

Cannot quote because of the insurance start date.

Unfortunately, the insurer is unable to quote for drivers with your circumstances.

Cannot quote because of the insurance start date.

Cannot quote because of the voluntary excess.

[lewishilliard]

I have just insured my frontera and was shocked how cheap lol £204 for whole year fully comp, I have insured with a new company that I have never tried before Sureterm Direct think they prefer 4x4 drivers or something.
Lewis

[rockerbillycars]

[Retro Pedro]

Just a little heads up on automatic renewals
On our Focus the premium the went up from £320 to £538 - we had a no fault possible claim logged on our files - in fact we didn't even claim on our insurance because we put the claim through the third party's insurance. It was totally their fault and they admitted liability.
So when the renewal came through, I phoned Admiral to ask why such a jump. Reply was insurance premiums have gone up this year but they did not mention the fact that a possible claim had been logged on the file.
They did advise me that they could give me a loyalty bonus and if I put the excess up they could reduce the premium to £480. At no point did I say that I wanted to renew at this lower premium.
Off I go to Adrian Flux and a like for like to the reduced version could be had for £280. On I sign with Adrian Flux and Admiral can go and swivel.
To my surprise I get a new certificate and schedule from Admiral on the terms of the £480 premium. In goes the phone call as to why I received the new certificate.
The conversation went 'did I inform them that I did NOT want the insurance'. My reply was that I didn't actually authorise it and that they should check the recording of the for training purposes telephone conversation. Reply from Admiral was that they are on an automatic renewal policy - which is apparently stated in the small print somewhere - and unless I specifically instructed them that I did NOT want the renewal, it would automatically be activated.
In fairness to Admiral, after arguing the point, they have agreed to refund all my renewal premium and they are not going to charge me the statutory cancellation fee.

[ARMYOF1]

A lot of these cheap qouto"s guys on here keep getting with ( Adrian Flux / Frank Pickles ) and Sureterm Direct ,
it must be going off your POST CODE"S as these company"s don"t seem to like mine I.E : MANCHESTER .
I"V GOT
29 years claim free .
full licence 45 years
age 62 and showing my age every time i get an insurance quote .
So i had to go with SAGA.
Fully comp £313 .11 - 4000 miles - voluntary excess £250 .
windscreen covered no excess on screen . social domestic & pleasure only .
no claims discount protected , Just me driving jeep .

Some of you guys over 50 should check SAGA out they might be cheaper than the like"s of ( Adrian Flux / Frank Pickles ) and Sureterm Direct .

When i got my Jeep quote off Saga i asked how much for home Building Cover and Contents they came back with quote of £141 for Building and Contents and said if you take out Jeep and Building and Contents Cover we knock another £15 quid of the Building/Contence quote , as this quote was a lot lower than i paid last year with LLOYDS /TSB which was £250 for Building/Contence i took them up on there offer ,,

[Big Dav]

I am in the 50+ category now. The reason I went with SureTerm was primarily because of:

1.included greenlaning cover;
2.included towing.

I need both these specifics and SureTerm delivered.
Had I gone to a cheaper company I would have lost the greenlaning cover and the towing would have caused a much increased premium - if the other companies were prepared to provide cover.

[snapper]

[snapper]

[PaulHooligan]

Insurance is due next month so off I went to get a quote...

Dear Mr Hutson

Thank you for requesting a quotation on your VAUXHALL FRONTERA. We are delighted to offer you our highly competitive provisional rate as shown below:

Total Payable: £621.18

Please note this price has been calculated using certain common assumptions and should be checked by speaking to one of our operators. Please use our callback facility and one of our experienced underwriters will contact you, or alternatively, call us for FREE on 0800 081 0448. They are available to answer any questions and may even be able to offer further discounts.
Yours sincerely
Adrian Flux Insurance

I "ONLY" paid £400 last year !! Im 46 and have 9+ years no claims. At least Dick Turpin had the decency to wear a mask

[andytats]

i got my renewal through and it had gone up again £572.57 thats up by £100 for last year. just me on the policy, parked on drive. so i phoned them up to amend policy, parked on road plus added the wife who has only a provisional license
it is now £482.73

[PaulHooligan]

Got another quote from Sureterm and thats down to £207..
BUT that is without protected no claims. Also worth noting that there was no difference from what I can see between having a voluntary excess or no voluntary excess

bloody weird if you ask me

[Horseygirl]

I've just done mine for the V6, the cheapest was sureterm with £379, sd&p, greenlaning, towing, legal cover, breakdown cover, some other cover (that pays upto 5 people in my car upto £20,000 for serious injury/death),, I am 32 with4 years nc, £200 excess.
Most of the quotes I was getting for the V6 were around £500 BUT GET THIS, I also did quotes for my 2L rover (the rover is older and worth less than the V6). The cheapest quote I got for it was £640 OUCH.

[luke2110]

I pay triple!

[PaulHooligan]

But youre a mere slip of a lad .......

[luke2110]

yer but shes only a 2.0? i payed alot less for my 2.7 terrano i had a year ago !

[PaulHooligan]

Terrano was diesel? The 2.0l has the word sport in it

[jimmybhoy]

Ive forgot who im insured with, & cannot find any paperwork, must be through a parent group, as the bank standing order makes no sense either. I had to tax it online as i had no docs. I could do the Motor insurance database but that costs, so i will just cancel the payment next month & wait for them to write to me !

[Krusher]

I'm with old Frank Pick's, £205 FC with green lane cover and windscreen aswell. That will do for me!

[Drift]

[andytats]

Adrian Flux / Frank Pickles will not touch me. my annual mileage is to high