Frank pickles Insurance

[colley]

Today i sorted out my insurance on the v6 as its due for renewal at the end of the month
I am currently insured with Adrian Flux who quoted me £440 to renew with them this year

Any how as everyone has been going on how good Frank Pickles are, i gave them a call and they quoted me £214 Fully comp I thought they had made a mistake and asked them to check the details was right

I feel like i have ripped them off driving round in a 200BHP motor for that price

Happy Days

I would highly recommend FRANK PICKLES

[Smithy501]

lol i love that 200bhp quote awesome and never herd of them before where about they based

[drinksoptional]

Was that offroad or road or both.

Your in trouble for quoting on a one post thread

[James Bass]

[furball]

That would be for on-road. They give you greenlaning cover for free as standard

[FUDDY MUCKER]

Frank Pickles are good at quoting low prices, BUT

You do need to read there small print, Espeically on your quoted mileage and the penalties for going over this limit, and there policies don't include an annual No Claims bonus.

So effectivally, in two years time your No Claims Bonus you have Built up could be lost.

These Policies are intended for Occassional Pleasure use, NOT everyday domestic, and communting use.

[James Bass]

Good point Jason. Although I think the money saved would probably off-set any loss of no claims bonus for most people.

[Drift]

Ive had a long discussion with them, they will not take no claims into account or give no claims (like the States) and the policy is for moded vehicles with agreed annual mileage, they can be flexible with the mileage but it costs more.
This type of policy is designed for a second car, you keep your NCD on your other car with another insurer, that is why PF is advertised as a specialist insurer.
You can use your car how you like as long as its in the agreement in the policy document, which every one should read from every insurer.

FP are not out to rip you off as you pay less you have less benefits, but you get other benefits as well, hence modifications and green lane cover, its difficult to get a policy to suit everyone and the insurer so this type of policy may not be for you.

I could certainly cope loosing my NCD for saving £300 a year as half the time new customers to insurers get a better deal anyway

[BoxCleva]

£140 notes for the pickup from Frank Pickles

[James Bass]

They quoted me £145 fully comp) for my Sport - with the planned mods (pick-up, lift, etc) but I didn't buy it as I was just having a nosey with the prices. Will hopefully be sorting it out soon though. Can't imagine it'll be much different.

[colley]

Yes it is for offroad and road use The policy is for agreed mileage of 5k year and yes they dont take your no claims discount into account
But as Ste pointed out this is my second car and i have a little Clio for everyday use so i can use my no claims discount on that
Cannot fault them at that price

[Drift]

Bet they didnt take your mileage either

[drinksoptional]

Well that would do the sport just my lwb to sort cheapest i got fully comp on 3500 miles was £301

[dazza]

tried frank pickles, quoted £363, adrian flux £185, know where i,m staying

[jmc]

Interesting reading thanks guys for posting i must check when my renewal is and try both these companies.

[jimmybhoy]

Phoned them for a Quote a few months a go when renewal was up, they said they could not quote me as my vehicle was not modified enough.

[Drift]

15% FOG discount too

[drinksoptional]

the sport is parked way at back of the garden under some snow , 1oft long shed side wall, fence post an other crap so im not in a hurry to insure it for offroading as of yet.

Just need social domestic for the lwb might accept the 301 quid offer depending on the breakdown

[Krusher]

£205 fc for me, 7k mileage allowance and they did take the current mileage. Well pleased with that....