Yes I do the majority of the work on my Frontera, only things I've had to pay for was getting the main belt pulley replaced when it broke off when out on the road. I hate paying other people if I can do it myself. I was a service manager for a motorcycle garage for years, so have decent mechanical knowledge, but diesels still puzzle me sometimes lol.
The Frontera is my daily commuter too, just fancied a bit of gentle off roading to get started on for the craic.
I spent a lot of money on booze, birds and fast cars. The rest I just squandered.