insurance

banter general discussions etc

insurance by jmc on Tue Oct 09, 2012 10:21 pm
Can anybody recomend an insurance company which can cope with modifications?
thanks
User avatar
jmc
Lord frontera
Lord frontera
 
Posts: 1479
Joined: Sat Jan 06, 2007 5:39 pm
Location: whitstable,kent.
Model: 2.5 TDS 5dr
Registration Year: 1998/R
Modifications: 2.5 lwb dark green with a two inch bodylift.Steel lockers over wheel arches to store stuff in.
2.3 blue.new leaf springs.changed drop down tailgate with rear swing door to take spare wheel.now not on the road awaiting repairs.
Region: South East

Re: insurance by geeks on Wed Oct 10, 2012 7:38 am
Apparently Adrian Flux specialise in 4x4 with mods insurance. My standard fronty was cheaper than anyone else with CIS!
Rule #3: Don't believe what you're told. Double check

Image
User avatar
geeks
frontera God
frontera God
 
Posts: 770
Joined: Fri May 11, 2012 11:31 pm
Location: Milton Keynes
Model: 2.2 DTI 5dr
Registration Year: 2002/02
Vehicle Name: The Hulk MK2
Modifications: To Come:
Stuff...

Also:
The Beast (2.8 SWB A Series)

Previous:
The Hulk (2.2 DTi LWB B Series)
Shadow (B Series LWB 3.2 Manual)
The Silver Surfer (B Series LWB 2.2 Manual)
Violet (2.0 SWB A Series) (STOLEN :-( )
Region: South East
Skype Username: geeksandlies

Re: insurance by jmc on Wed Oct 10, 2012 9:03 am
Thanks I'll give them a go.
Sorry what does CIS mean plase ?,thanks.
User avatar
jmc
Lord frontera
Lord frontera
 
Posts: 1479
Joined: Sat Jan 06, 2007 5:39 pm
Location: whitstable,kent.
Model: 2.5 TDS 5dr
Registration Year: 1998/R
Modifications: 2.5 lwb dark green with a two inch bodylift.Steel lockers over wheel arches to store stuff in.
2.3 blue.new leaf springs.changed drop down tailgate with rear swing door to take spare wheel.now not on the road awaiting repairs.
Region: South East

Re: insurance by geeks on Wed Oct 10, 2012 9:49 am
Sorry was early, CIS are Coop Insurace Services. In standard guise they came up something like £200 cheaper than the rest...
Rule #3: Don't believe what you're told. Double check

Image
User avatar
geeks
frontera God
frontera God
 
Posts: 770
Joined: Fri May 11, 2012 11:31 pm
Location: Milton Keynes
Model: 2.2 DTI 5dr
Registration Year: 2002/02
Vehicle Name: The Hulk MK2
Modifications: To Come:
Stuff...

Also:
The Beast (2.8 SWB A Series)

Previous:
The Hulk (2.2 DTi LWB B Series)
Shadow (B Series LWB 3.2 Manual)
The Silver Surfer (B Series LWB 2.2 Manual)
Violet (2.0 SWB A Series) (STOLEN :-( )
Region: South East
Skype Username: geeksandlies

Re: insurance by BadBoy on Wed Oct 10, 2012 1:55 pm
Depending on the mods you have
Glynwood Insurance
Noel Dazley
Sureterm Direct
Traffic lights in London are just rough guidelines
User avatar
BadBoy
Lord frontera
Lord frontera
 
Posts: 1540
Joined: Tue Feb 17, 2009 11:16 pm
Location: Billericay, Essex
Modifications: Looks a bit like a 2023 Kia Sportage GTLS HEV AWD
Region: South East
Skype Username: paul.bush21

Re: insurance by Clunk on Wed Oct 10, 2012 3:25 pm
I've been with co-op for 18 years now. Every year I try and find cheaper, and every year I can't.
So much so that in one year, I referred so many people that I got free insurance one year, and £150 off the following year. (That was when I went through an agent)
Currently paying £410 a year (with fees)
Slightly annoyed that insurance is going up so much. 4 years ago, my insurance for my Vitara was £113 for the year. The following year, £270.
They were also good when I got points 15 years ago. I was expecting a huge hike in my premium. But no, it went down £40
No idea what they are like with Modifications now, but when I had a 309gti lowered, chipped, and janspeed exhaust, my insurance wasn't effected. As long as I told them, it wont effect me unless I have a fault accident. But that was 14 years ago.
User avatar
Clunk
Apprentice Frontera engineer
Apprentice Frontera engineer
 
Posts: 53
Joined: Wed Aug 15, 2012 8:18 pm
Location: Chippenham
Model: 2.2i 5dr
Registration Year: 1997/P
Vehicle Name: Fred
Region: South West
Skype Username: the-clunk

Re: insurance by jmc on Wed Oct 10, 2012 7:29 pm
Thanks very much for all the suggestions.
I am with Directline (have been for 18 years) at the moment paying £304 fully comp per year and I have been thinking about the things I would like to do to the 2.5.
So I made a list and ran it past them before taking out another year with them. They were ok with the alloy pepperpots with 255 75 15 tyres these have actually been on the fronty since I bought it and they are technically a mod and I should have told them. They are ok with a 2" bodylift but only if a garage do it.
They were also ok with me fitting a permanent bike rack on the back door like a Karrybike rack that are on some camper vans.
They were not ok with extra tie down points inside , or me taking the lining off the back door to put stuff in replacing it with a drop down ply cover, nor did they like me putting in compartments over the wheel arches to store stuff in. Out of all the mods these would be the most useful and the one I would do first
So I was not very impressed last night when I had finished on the phone to them as I think these mods are very modest.
The sales guy was apologetic but he couldn't do anything about it and suggested either a kit car or 4x4 specialist.
So thanks again for the suggestions and I have a few days to ring these companies to get quotes.
I'll post the upshots when its resolved.
User avatar
jmc
Lord frontera
Lord frontera
 
Posts: 1479
Joined: Sat Jan 06, 2007 5:39 pm
Location: whitstable,kent.
Model: 2.5 TDS 5dr
Registration Year: 1998/R
Modifications: 2.5 lwb dark green with a two inch bodylift.Steel lockers over wheel arches to store stuff in.
2.3 blue.new leaf springs.changed drop down tailgate with rear swing door to take spare wheel.now not on the road awaiting repairs.
Region: South East

Re: insurance by fogman on Sun Oct 14, 2012 7:49 pm
hi mate my insurance was up for renewal, i was quoted £250 to stay with sureterm. i remembered theres an insurance thread on here where a member posted the ins brookers his son worked for so i gave him a ring & im glad i did because he got iit down to £180 :dance: . now i must explain that its for second car cover & you dont get any no claims etc but theyre quite happy with modifications :wink: the insurance company is liverpool victoria who i believe frank pickles used to insure modified 4x4s with
the brokers are keith michaels in surrey as in the link below , have a look and you will see the sales team phone numbers, you want to speak to gary moulson & mention fog
good luck :wink:
http://www.keithmichaels.co.uk/
garys number is on here
http://www.keithmichaels.co.uk/contact-us/
WHY AINT I GOT AN ALL SINGING & ALL DANCING SIGNATURE LIKE BOXY & DRIFTY ?

Image
User avatar
fogman
Lord frontera
Lord frontera
 
Posts: 4269
Joined: Sun Dec 14, 2008 12:16 am
Region: East Anglia

Re: insurance by jmc on Sun Oct 14, 2012 10:52 pm
Thanks fogman I'll give them a go tommorrow, thats a much better price than Directline.
User avatar
jmc
Lord frontera
Lord frontera
 
Posts: 1479
Joined: Sat Jan 06, 2007 5:39 pm
Location: whitstable,kent.
Model: 2.5 TDS 5dr
Registration Year: 1998/R
Modifications: 2.5 lwb dark green with a two inch bodylift.Steel lockers over wheel arches to store stuff in.
2.3 blue.new leaf springs.changed drop down tailgate with rear swing door to take spare wheel.now not on the road awaiting repairs.
Region: South East

Re: insurance by jmc on Thu Oct 18, 2012 7:37 pm
Just to let you all know I went with Keith Michaels in the end.
£328 fully comp with the mods (no worries at all its just as well because its already got the lift ) and business ues as well as social domestic and pleasure.
I forgot about asking for just third party fire and theft . I might see if they will change it.
I also forgot to ask about excess etc ie the small print. :?
User avatar
jmc
Lord frontera
Lord frontera
 
Posts: 1479
Joined: Sat Jan 06, 2007 5:39 pm
Location: whitstable,kent.
Model: 2.5 TDS 5dr
Registration Year: 1998/R
Modifications: 2.5 lwb dark green with a two inch bodylift.Steel lockers over wheel arches to store stuff in.
2.3 blue.new leaf springs.changed drop down tailgate with rear swing door to take spare wheel.now not on the road awaiting repairs.
Region: South East

Re: insurance by chrisgg90 on Sat Nov 03, 2012 7:37 pm
I got cover from echoice yesterday for £176 fully comp for the year
User avatar
chrisgg90
my other cars a frontera
my other cars a frontera
 
Posts: 225
Joined: Thu Dec 04, 2008 8:31 pm
Location: Glasgow
Model: 2.2i 16v RS Sport 3dr
Registration Year: 2001/X
Vehicle Name: The Snowman
Modifications: None yet
Region: Scotland

Re: insurance by Forbidme on Sun Nov 04, 2012 7:08 pm
On the topic of insurance, does anyone know of any Temp cover insurance companies for off roading 4x4's?
Image
User avatar
Forbidme
Fronty Engineer
Fronty Engineer
 
Posts: 123
Joined: Fri Oct 19, 2012 7:28 pm
Location: Wiltshire, UK
Model: 2.0i Sport Niagra 3dr
Registration Year: 1997/R
Vehicle Name: The Wonk
Modifications: +2" Body Lift
+2" Shocks all round
+2" HD Trooper coils
Satin Black respray all over.
31/10.5/r15 Kumho KL71's MT

On going work on my new 2.8TD 3dr Sport! Images soon!
Region: South West
Skype Username: Forbidme

Re: insurance by yaki on Sun Nov 04, 2012 8:18 pm
Been with Noel Dazely for 3 years, £180- fully comp with all mods declared plus it is covered for off roading (as in play sites) providing it is an organised event and I can prove that I am suitably qualified to drive a 4x4

It is limited milage (5000 miles) plus the policy doesn't accrue NCD
Soon to be without a Frontera after 10 years of owning one :-(
User avatar
yaki
Lord frontera
Lord frontera
 
Posts: 2315
Joined: Mon Mar 26, 2007 6:17 pm
Location: South Wales
Model: 2.8 TDI Sport 3dr
Registration Year: 1996/P
Vehicle Name: Eric
Modifications: A few

Front Winch & Bumper
MR2 Seats
+4" Springs
+4" Rough Country Shocks
Calmini Front Arms
Trooper Front Axle
Front Aussie Locker
Rear Trooper Axle
Rear Aussie Locker
35mm Diff Drop
12mm Ball Joint Spacers
33" Tyres
80mm Body Lift
Extended Axle Breathers
Aisin Manual Hubs
Rear Recovery Bumper
Braided Brake Hoses
EGR System Removed
DeCat
Fuel Tank Lift
Front & Rear Anti-Roll bar removed
Roof Console
EGT/Boost Gauge and Inclinometer in Centre Console
Region: South Wales


Return to General discussion

Who is online
Users browsing this forum: No registered users and 29 guests