Insurance - any problems?

[Big Dav]

Over the weekend media reported drivers were having to pay extra on their premiums for fitting snow tyres, or worse, having cover refused. Insurance obudsman would appear to have stepped in to claim it had just been call-centre staff incorrectly classing such tyres as modifications as the car did not have them fitted originally.
This is a BIG WORRY despite this apparent attempt to calm us. Ins co I am with have small print which terminates cover if I go over my yearly agreed milegae with NO CONCESSIONS, cover ends finnitto!! What if we're using chains etc. How much of a tyre difference are we allowed??? Thoughts of wriggling wormlikes

[Drift]

My insurers will not insure you if you DONT have modifications to your car

[Nottingham]

Hiya

Never had any of them asking me reg. tyres but it wouldn't surprise me.

Winter & Snow Tyres would make sense but in this country (sory folks), Winter doesn't seem to make sense to most of them. Abroad - if you don't use Wintertyres during the season, the Insurance will simply refuse to pay because, you vehicle is not properly equipped for the current road conditions - ironic or what??

[RatCav]

Since when have UK insurance companies been logical anyways?

[dave1966]

Its getting totally daft now. My tyres are m+s front and back and they are also wider wheels and tyres than the originals.
This will be to get more money out of us for the bloody government. Ive had my clean licence since 1991 and Ive
been looking at insurance quotes for my fronty and the cheapest was £359,you guys/gals wont believe the highest quote I
got,which was £9974.

[Drift]

Get some modifications, big tyres and lift then call Frank Pickles, you will have a nice shock

[dave1966]

Drift,my tyres are 255/70/15. I dont really want to raise it,as my other half would struggle to get in.