Cheers Jim
Don't the AA do your head in. They seem to have an habit of painting a rosie picture then plying with add ons. Before you know it your paying mega bucks and there's still room for them to be putting more on the table to entice more from your wallet. Of course, it's down to the individual to spot their game and play them at it. The automatic renewal is the ace they like to play on you. My membership started with a hopeful home start when in hindsight, I stupidly unplugged a multiplug on a 07 motor. £11 a month for family cover very soon became £21 a month and that wasn't with relay, only get you to the nearest repairing garage, which isn't the idea when there's a chest full of tools sitting at home. Got on their case last year and the 'loyalty' discount soon became £13 a month. Then without keeping my eye on the ball, contract renewal came along, without any correspondence from the AA. Straight into a new contract with the automatic renewal kicking in, and the premiums are suddendly back at the £21. Back on the phone and the magical 'loyalty' discount is an option again. On the table is family cover, just me and the wife, covering any car that we happen to be driving (not sure if cars have to be registered to us or it applies to any motor that we happen to be driving at the time of breakdown). Dropping the home start, I can now get full relay, road side assistance as long as it's a quarter of a mile away from our house, for an attractive £12 a month.
With 3 motors in the household, and one of them with 160k on the clock, doing a 60 mile daily round trip, this seems to be the best option. Just need to check out the small print to be 100% sure that I can argue the toss regarding a muddy Frontera on the back of a flat bed. Cheapest I've seen for an individual policy for each car is £68. Fair play that does include home start along side full UK relay.