On the plus side they are paying out book value -10% to buy it back
Insurance write off
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Insurance write off
by kees on Thu Jun 03, 2010 9:41 pm
I have been told by my insurance that my wagon is a write off and they are cancelling my insurance and mot. When i told them that i was keeping it they said that it has to be inspected by the dvla along with the new mot. The mot is not a problem it's just the other one i'm not sure off considering that it is only where the rear door has a slight bend where the bus hit the spair wheel.(i have been using the car for the last 9 weeks since the accident)
On the plus side they are paying out book value -10% to buy it back
On the plus side they are paying out book value -10% to buy it back
Some people are like Slinkies... not really good for anything, but they still bring a smile to your face when you push them down a flight of stairs
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kees - How Many Posts
- Posts: 522
- Joined: Sun Oct 04, 2009 9:25 pm
- Location: New Zealand
- Modifications: Current: 1997 3.5 V6 Pajero
Now sold, A series Frontera.
Should be a 2.2i but is a 1.8i
FOG sticker
2" coil spacers and wound up front
1997/ p reg 2.2i
Now sold. - Region: International
Re: Insurance write off
by MG Autos (Mark) on Thu Jun 03, 2010 10:23 pm
Sounds like they've listed it as a Cat "C" so you'll need the new MOT and then a VIC check.
The insurance company will ask for your V5 back before they pay out and as for the MOT, they can't cancel it but VOSA will invalidate it as soon as they receive the V5 and paperwork from your insurance company.
VIC checks are very simple, book your test, takes less than an hour at your local VOSA depot then they will issue you with a new V5. VIC checks currently cost £41. Have a look here for more info http://www.direct.gov.uk/en/motoring/bu ... dg_4022107
Hope that's of some help
The insurance company will ask for your V5 back before they pay out and as for the MOT, they can't cancel it but VOSA will invalidate it as soon as they receive the V5 and paperwork from your insurance company.
VIC checks are very simple, book your test, takes less than an hour at your local VOSA depot then they will issue you with a new V5. VIC checks currently cost £41. Have a look here for more info http://www.direct.gov.uk/en/motoring/bu ... dg_4022107
Hope that's of some help
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MG Autos (Mark) - Member & Trader
- Posts: 1458
- Joined: Sun Dec 17, 2006 5:52 pm
- Location: WEST SUSSEX
- Model: 2.8 TDI 5dr
- Registration Year: 1994/M
- Modifications: Largely Standard at the minute.
&
Standard 2010 Renault Megane 1.5 Turbo Deisel for the daily commute. Downside, no 4x4, up side around 700 miles to a tank of Diesel.......
&
Tuned Volvo C70 for Sunny Days and Roof Down Fun
&
Modified BMW R1200RT for Touring, commuting and general two wheeled fun.
Previous frontera's include numerous A series SWB 2.0, one A Series 2.2 LWB, one A Series 2.3 DT, one B Series 2.2 Petrol LWB, one B Series 2.2 DT LWB, loads and loads of 3.2 V6's. - Region: South East
Re: Insurance write off
by kees on Thu Jun 03, 2010 10:49 pm
Thanks for that. Thats a great help 
at least i now know what to do
at least i now know what to doSome people are like Slinkies... not really good for anything, but they still bring a smile to your face when you push them down a flight of stairs
-
kees - How Many Posts
- Posts: 522
- Joined: Sun Oct 04, 2009 9:25 pm
- Location: New Zealand
- Modifications: Current: 1997 3.5 V6 Pajero
Now sold, A series Frontera.
Should be a 2.2i but is a 1.8i
FOG sticker
2" coil spacers and wound up front
1997/ p reg 2.2i
Now sold. - Region: International
Re: Insurance write off
by 4x4 bobby on Fri Jun 04, 2010 9:45 am
Mine was wrote off the beginning of the year. I phoned DVLA and they said that it was a Cat D and all that was needed was a VIC test if i ever sold it. I suppose Cat C is slightley different. The MOT still stood and they did'nt require the logbook back.
Good luck with the repairs mate as mine cost me £1 that was for 4 bolts to re-secure the towbar.
Good luck with the repairs mate as mine cost me £1 that was for 4 bolts to re-secure the towbar.
Comments on Betsy here please!!! viewtopic.php?f=115&t=56282
Bobster!!!!
Frontera's do it better in MUD!!!
West Midlands Area Rep
Its here, the FOG Annual Meet 2014 viewforum.php?f=123
Bobster!!!!
Frontera's do it better in MUD!!!
West Midlands Area Rep
Its here, the FOG Annual Meet 2014 viewforum.php?f=123
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4x4 bobby - Satanic Mechanic
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- Region: Midlands
Re: Insurance write off
by MG Autos (Mark) on Fri Jun 04, 2010 10:40 am
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MG Autos (Mark) - Member & Trader
- Posts: 1458
- Joined: Sun Dec 17, 2006 5:52 pm
- Location: WEST SUSSEX
- Model: 2.8 TDI 5dr
- Registration Year: 1994/M
- Modifications: Largely Standard at the minute.
&
Standard 2010 Renault Megane 1.5 Turbo Deisel for the daily commute. Downside, no 4x4, up side around 700 miles to a tank of Diesel.......
&
Tuned Volvo C70 for Sunny Days and Roof Down Fun
&
Modified BMW R1200RT for Touring, commuting and general two wheeled fun.
Previous frontera's include numerous A series SWB 2.0, one A Series 2.2 LWB, one A Series 2.3 DT, one B Series 2.2 Petrol LWB, one B Series 2.2 DT LWB, loads and loads of 3.2 V6's. - Region: South East
Re: Insurance write off
by jontera on Fri Jun 04, 2010 11:53 am
this may be of some help regarding Cat C / D descriptions
http://www.carpages.co.uk/news/car-insu ... -09-08.asp
from reading that it appears that the category a vehicle is put into is down to the accessor / insurance company.
personally I would take the "buy back" option and either break it or put it back on the road (assuming that you are allowed to break it)..I think that you would only have to get the VIC done if you were to put it back on the road..
http://www.carpages.co.uk/news/car-insu ... -09-08.asp
from reading that it appears that the category a vehicle is put into is down to the accessor / insurance company.
personally I would take the "buy back" option and either break it or put it back on the road (assuming that you are allowed to break it)..I think that you would only have to get the VIC done if you were to put it back on the road..
The greatest lesson in life is to know that even us idiots are right sometimes
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Bala 2010 Best Frontera Winner
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jontera - Lord frontera
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LWB rear light conversion..
Working CB (finally)
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2'' body lift
FOG stickers....oh yeah, I am that sad that i call that a mod
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Coming soon...(well in the future, it's been coming soon for two years now)
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Re: Insurance write off
by 4x4 bobby on Fri Jun 04, 2010 11:25 pm
Last edited by Road Hog on Sat Jun 05, 2010 9:43 pm, edited 1 time in total.
Reason: sorted quotebox
Reason: sorted quotebox
Comments on Betsy here please!!! viewtopic.php?f=115&t=56282
Bobster!!!!
Frontera's do it better in MUD!!!
West Midlands Area Rep
Its here, the FOG Annual Meet 2014 viewforum.php?f=123
Bobster!!!!
Frontera's do it better in MUD!!!
West Midlands Area Rep
Its here, the FOG Annual Meet 2014 viewforum.php?f=123
-
4x4 bobby - Satanic Mechanic
- Posts: 6449
- Joined: Sun Jul 01, 2007 9:44 am
- Location: Newcastle-Under-Lyme, Staffordshire.
- Model: 2.2 DTI 5dr
- Registration Year: 2000/W
- Vehicle Name: Betsy
- Modifications: Light bar. CB attena on rear door. Wider wheels from an "A" series.
- Region: Midlands
Re: Insurance write off
by MG Autos (Mark) on Sat Jun 05, 2010 6:54 pm
-
MG Autos (Mark) - Member & Trader
- Posts: 1458
- Joined: Sun Dec 17, 2006 5:52 pm
- Location: WEST SUSSEX
- Model: 2.8 TDI 5dr
- Registration Year: 1994/M
- Modifications: Largely Standard at the minute.
&
Standard 2010 Renault Megane 1.5 Turbo Deisel for the daily commute. Downside, no 4x4, up side around 700 miles to a tank of Diesel.......
&
Tuned Volvo C70 for Sunny Days and Roof Down Fun
&
Modified BMW R1200RT for Touring, commuting and general two wheeled fun.
Previous frontera's include numerous A series SWB 2.0, one A Series 2.2 LWB, one A Series 2.3 DT, one B Series 2.2 Petrol LWB, one B Series 2.2 DT LWB, loads and loads of 3.2 V6's. - Region: South East
Re: Insurance write off
by 4x4 bobby on Sat Jun 05, 2010 10:57 pm
Thank you for your insight at least this means that i dont have to have mine checked at all and thats a bonus!!!!
Comments on Betsy here please!!! viewtopic.php?f=115&t=56282
Bobster!!!!
Frontera's do it better in MUD!!!
West Midlands Area Rep
Its here, the FOG Annual Meet 2014 viewforum.php?f=123
Bobster!!!!
Frontera's do it better in MUD!!!
West Midlands Area Rep
Its here, the FOG Annual Meet 2014 viewforum.php?f=123
-
4x4 bobby - Satanic Mechanic
- Posts: 6449
- Joined: Sun Jul 01, 2007 9:44 am
- Location: Newcastle-Under-Lyme, Staffordshire.
- Model: 2.2 DTI 5dr
- Registration Year: 2000/W
- Vehicle Name: Betsy
- Modifications: Light bar. CB attena on rear door. Wider wheels from an "A" series.
- Region: Midlands
Re: Insurance write off
by MG Autos (Mark) on Sat Jun 05, 2010 11:23 pm
-
MG Autos (Mark) - Member & Trader
- Posts: 1458
- Joined: Sun Dec 17, 2006 5:52 pm
- Location: WEST SUSSEX
- Model: 2.8 TDI 5dr
- Registration Year: 1994/M
- Modifications: Largely Standard at the minute.
&
Standard 2010 Renault Megane 1.5 Turbo Deisel for the daily commute. Downside, no 4x4, up side around 700 miles to a tank of Diesel.......
&
Tuned Volvo C70 for Sunny Days and Roof Down Fun
&
Modified BMW R1200RT for Touring, commuting and general two wheeled fun.
Previous frontera's include numerous A series SWB 2.0, one A Series 2.2 LWB, one A Series 2.3 DT, one B Series 2.2 Petrol LWB, one B Series 2.2 DT LWB, loads and loads of 3.2 V6's. - Region: South East
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