usual insurance rant

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usual insurance rant by jontera on Thu May 06, 2010 1:47 pm
Well it looks like the fronty may be getting laid up for a little while...unless

I can find a cheaper insurance quote.

Just had the renewal quote through the letter box, and lets say I'm not impressed in the slightest.

last years insurance, fully comp with the then girlfriend as a named driver £472 plus a couple of pennies

this years...with the same broker..no claims..no points..and the ex-girlfriend becoming the wife/bosslady..£750+ a few more pounds and more pennies.. :shock: :shock: :shock:

I know that we all pay an extra £30 for uninsured drivers, but it appears they want me to pay for 100 of them..in one shot. Unless it's tree hugging sandwich eating sandal wearing freeks that got stuck in a bit of snow in their eco-freindly electric buggies that have got the hump, because us 4wheelers drove around toasty and warm buying all the fresh veg in the supermarkets while they struggled with driving up a slight incline..leaving them with the rather un eco friendly tinned stuff.

friggin truck isn't worth much more than £300 notes, maybe they've heard it won best bala frontera..so it's a show piece?..they have put estimated value of vehicle at £1200...for a 2.0 R reg, with 106,000 on the clock. :shock:


It is with Kwik fit, and i know that they are really a broker rather than an insurer. The company they've used for this renewal quote is different from last years company (can't recall which ones, at work now and left the letter on kitchen table)

so, over the next few days I'm going to be married to the phone/internet trying to get some cover that is less than the national debt of Greece.

6 days of cover left, and I'm going to enjoy at least a few of them....after that?.....who knows.

(I'd rather pay $50per month to store her in a lock up than sell/scrap her..but I aint giving an insurance company an extra 300 quid more for the pleasure of driving her for another year...screw that..)

Rant over
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Re: usual insurance rant by N1ova on Thu May 06, 2010 1:57 pm
Try sureterm mention your a member on here and save some money aswell.
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Re: usual insurance rant by john (smifffy) on Thu May 06, 2010 1:59 pm
how old are you as that makes a difference

i was with Churchill's and my trooper went from £18.70p pm(£240 inc breakdown just for car) to £51pm (with breakdown total=£680)told them to stuff it went to saga £230 for the year incl 3 months Europe cover +£ 60 breakdown cover personal for me & Mrs in any car were travelling in :drink:
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Re: usual insurance rant by craigderby on Thu May 06, 2010 2:19 pm
Try Frank Pickles.

I've just insured mine fully comp with a £50 excess, and all it cost was £116 for the year :D

BUT they only do modified vehicles.
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Re: usual insurance rant by Dave Tucker on Thu May 06, 2010 2:52 pm
I am with Liverpool Victoria. Cheapest by far for me. £201 a year for my 3.2. I was well happy with that. :mrgreen:
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Re: usual insurance rant by adyclemo on Thu May 06, 2010 4:09 pm
That is outrages, im only paying £500 for me and girlfriend im 27 and she is 24.
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Re: usual insurance rant by Roo on Thu May 06, 2010 4:11 pm
Hi Jon
Have you tried Adrian Flux http://www.adrianflux.co.uk/ and ask for the 4x4 department, sure mine is just over £200.00, but Like Smifffy Says depends on your age and in my case :wink: the postcode you have...

Hope you find a cheaper deal and keep your fronty on the road Matey :dance:
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Re: usual insurance rant by Drift on Thu May 06, 2010 4:36 pm
For the likes of Jon and me the L postcode is the killer :evil:
If I was 300 yards up the road I would be in Lanchashire saving a fortune :evil:
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Re: usual insurance rant by jontera on Thu May 06, 2010 9:08 pm
oh the choices...

me...39years old...to young for Saga..

live in Liverpool postcode, so no adrianaflucks...

no claims on the fronty (1yr) other cars as a named driver since god was a boy...well at least '94

no points....had speeding points taken off about 12 yrs ago

guess that insurance companies just don't really like safe drivers
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LWB rear light conversion..
Working CB (finally)
wound up torsion bars 3/4'' to remove 13 years of sag
2'' body lift
FOG stickers....oh yeah, I am that sad that i call that a mod
LED running lights..
.
Coming soon...(well in the future, it's been coming soon for two years now)

a small suspension raise
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Re: usual insurance rant by Drift on Thu May 06, 2010 9:11 pm
I was speaking to and Adrian Flux agent on northwest4x4 and he was telling me they now cover L post codes, might call them and find out :wink:
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Re: usual insurance rant by th4neuk on Thu May 06, 2010 9:21 pm
I've got mine through Chris Knott insurance. They were very helpful sorting it.

Good luck

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Re: usual insurance rant by mega-fronty on Thu May 06, 2010 9:39 pm
have a try at premium choice
again modifyed motors only
no need for no claims
all mods undertaken

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Re: usual insurance rant by Drift on Mon May 10, 2010 5:11 pm
Well result, just got off the phone to Frank Pickles insurance Ive gone from £450 with current insurers to £164 all mods declared 5000 miles a year and off roading included with Frank Pickles, life is good 8)
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Re: usual insurance rant by drinksoptional on Mon May 10, 2010 5:56 pm
i changed aswell cause my renewal was about the same i went with AA an got a real good quote with roadside i used compare the market it made it easy they did it for me all i did was punch in my detials an i got a list with my requirements
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Re: usual insurance rant by Drift on Mon May 10, 2010 6:00 pm
Lowest I could get on the comparison sites was £360ish.
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Tinkered to it's practical limits but understated, though shockingly cool (do you know her?).
She is nicccccceeee ;-)
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Re: usual insurance rant by drinksoptional on Mon May 10, 2010 6:02 pm
the lowest i got was £195 but i never heard of the company so i took next one up at £200
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Re: usual insurance rant by jontera on Mon May 10, 2010 10:32 pm
Sweary Mary isn't going to get laid up just yet!!!!!!!!!!

think that I (well the ball and chain ) might have sussed it....thanks to the replies this thread has produced..Domestic affairs Minister got on to it, but she's wrote it down somewhere i can't find (it's probably with my wages)

think it's with Sureterm? or I might be imagining that....around the 280 note mark, including the now bought but un-fitted 2'' body lift..fully comp. Think that the greenlane cover is a little more, will have to call in regards to that. not bad for a L postcode i think.


cheaper than the insurance on her pug 206.....and she covered herself on MY truck, but i'm covered on the piggyot..she pays hers, I pay mine.alls fair, an all that.well my fuel/tax/tyre and mod bills are higher than hers..
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Modifications: manual switch for Rad fan..
LWB rear light conversion..
Working CB (finally)
wound up torsion bars 3/4'' to remove 13 years of sag
2'' body lift
FOG stickers....oh yeah, I am that sad that i call that a mod
LED running lights..
.
Coming soon...(well in the future, it's been coming soon for two years now)

a small suspension raise
Region: North West

Re: usual insurance rant by Drift on Mon May 10, 2010 10:41 pm
Try Frank Pickles Jon, I nearly wet myself with excitement :lol:

Mention Frontera Owners Group to a guy names Barry Wilson :wink:

http://www.frankpickles.co.uk/

A green lane is only an unsurfaced highway you are legal to drive in any vehicle and insurance should noty restrict it, off road cover is another story, FP covers off road too :wink:
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Modifications: 2.8 TDI LWB
Tinkered to it's practical limits but understated, though shockingly cool (do you know her?).
She is nicccccceeee ;-)
Region: North West
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Re: usual insurance rant by Roo on Mon May 10, 2010 11:39 pm
Nice one Jon, really pleased for ya and Mary :D

Cheers
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